Terms of service

Terms of Service

Terms of Service

These terms govern your use of all Friddy, Inc. products and services. By accessing or using any Friddy product, you agree to these terms in their entirety. If you do not agree, you must not use Friddy products.

These terms govern your use of all Friddy, Inc. products and services. By accessing or using any Friddy product, you agree to these terms in their entirety. If you do not agree, you must not use Friddy products.

COMPANY

Friddy, Inc

REGISTERED ADDRESS

8 The Green, STE B, Dover, DE 19901, United States

REGULATION

FINTRAC MSB

LAST UPDATED

2025

GOVERNING LAW

State of Delaware, USA

The parties

The parties

These Terms of Service constitute a binding legal agreement between you (the user) and Friddy, Inc., a company incorporated in the State of Delaware, United States, with its registered address at 8 The Green, STE B, Dover, DE 19901 (referred to herein as Friddy, we, us, or our).

Friddy, Inc. is registered as a Money Services Business under the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC). This registration is publicly verifiable through the FINTRAC reporting entity registry.

These Terms of Service constitute a binding legal agreement between you (the user) and Friddy, Inc., a company incorporated in the State of Delaware, United States, with its registered address at 8 The Green, STE B, Dover, DE 19901 (referred to herein as Friddy, we, us, or our).

Friddy, Inc. is registered as a Money Services Business under the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC). This registration is publicly verifiable through the FINTRAC reporting entity registry.

Products covered

Products covered

These terms apply to all Friddy products and services accessible through friddy.com and affiliated applications, including the Friddy Tokenization Launchpad, Friddy Wallet, FriddyPay, and the Friddy Trade marketplace. Additional terms specific to particular products may apply and will be presented at the point of use.

These terms apply to all Friddy products and services accessible through friddy.com and affiliated applications, including the Friddy Tokenization Launchpad, Friddy Wallet, FriddyPay, and the Friddy Trade marketplace. Additional terms specific to particular products may apply and will be presented at the point of use.

Eligibility

Eligibility

You must be at least 18 years of age to use Friddy products. By accepting these terms, you represent that you have the legal capacity to enter into binding agreements and that your use of Friddy products is permitted under the laws of your jurisdiction. Certain Friddy products are not available in all jurisdictions. You are responsible for determining whether your use is lawful in your location.

You must be at least 18 years of age to use Friddy products. By accepting these terms, you represent that you have the legal capacity to enter into binding agreements and that your use of Friddy products is permitted under the laws of your jurisdiction. Certain Friddy products are not available in all jurisdictions. You are responsible for determining whether your use is lawful in your location.

Account registration and identity verification

Account registration and identity verification

Use of certain Friddy products requires account registration. You agree to provide accurate and complete information during registration and to maintain the accuracy of that information. Friddy reserves the right to require identity verification documents in compliance with applicable anti-money laundering regulations. Failure to provide required verification documentation may result in restricted access to Friddy products. You are responsible for maintaining the security of your account credentials. Friddy is not liable for any unauthorized access resulting from your failure to maintain credential security.

Use of certain Friddy products requires account registration. You agree to provide accurate and complete information during registration and to maintain the accuracy of that information. Friddy reserves the right to require identity verification documents in compliance with applicable anti-money laundering regulations. Failure to provide required verification documentation may result in restricted access to Friddy products. You are responsible for maintaining the security of your account credentials. Friddy is not liable for any unauthorized access resulting from your failure to maintain credential security.

Prohibited uses

Prohibited uses

You may not use Friddy products for any unlawful purpose, including but not limited to: money laundering or terrorist financing; fraud or misrepresentation; market manipulation of any digital asset; circumvention of applicable financial regulations; processing transactions for prohibited goods or services; or any activity that violates the laws of the jurisdiction in which you are located. Friddy reserves the right to suspend or terminate accounts where prohibited activity is identified or reasonably suspected, and to report such activity to relevant regulatory authorities as required by law.

You may not use Friddy products for any unlawful purpose, including but not limited to: money laundering or terrorist financing; fraud or misrepresentation; market manipulation of any digital asset; circumvention of applicable financial regulations; processing transactions for prohibited goods or services; or any activity that violates the laws of the jurisdiction in which you are located. Friddy reserves the right to suspend or terminate accounts where prohibited activity is identified or reasonably suspected, and to report such activity to relevant regulatory authorities as required by law.

Tokenization Launchpad terms

Tokenization Launchpad terms

Projects using the Friddy Tokenization Launchpad represent and warrant that their token offering complies with applicable securities, financial promotion, and consumer protection laws in all jurisdictions where their token will be offered or sold. Friddy does not provide legal advice and does not independently verify the regulatory compliance of individual projects. Project operators bear sole responsibility for the regulatory status of their token offering in all applicable jurisdictions.

Projects using the Friddy Tokenization Launchpad represent and warrant that their token offering complies with applicable securities, financial promotion, and consumer protection laws in all jurisdictions where their token will be offered or sold. Friddy does not provide legal advice and does not independently verify the regulatory compliance of individual projects. Project operators bear sole responsibility for the regulatory status of their token offering in all applicable jurisdictions.

International transfers

International transfers

Friddy, Inc. is incorporated in the United States and operates services globally. Personal data may be transferred to and processed in countries other than the country in which you reside. Where such transfers occur, Friddy applies appropriate safeguards to ensure that personal data receives an equivalent level of protection.

Friddy, Inc. is incorporated in the United States and operates services globally. Personal data may be transferred to and processed in countries other than the country in which you reside. Where such transfers occur, Friddy applies appropriate safeguards to ensure that personal data receives an equivalent level of protection.

No investment advice

No investment advice

Nothing on the Friddy platform or in any Friddy communication constitutes financial, investment, tax, or legal advice. The display of any token, asset, or financial instrument on the Friddy platform does not constitute a recommendation or endorsement. You should conduct independent research and consult qualified advisors before engaging with any digital asset.

Nothing on the Friddy platform or in any Friddy communication constitutes financial, investment, tax, or legal advice. The display of any token, asset, or financial instrument on the Friddy platform does not constitute a recommendation or endorsement. You should conduct independent research and consult qualified advisors before engaging with any digital asset.

Limitation of liability

Limitation of liability

To the maximum extent permitted by applicable law, Friddy, Inc. shall not be liable for any indirect, incidental, consequential, special, or exemplary damages arising from your use of Friddy products, including but not limited to loss of funds, data, or profit. Friddy's total aggregate liability to you shall not exceed the amount of fees paid by you to Friddy in the twelve months preceding the event giving rise to the claim.

To the maximum extent permitted by applicable law, Friddy, Inc. shall not be liable for any indirect, incidental, consequential, special, or exemplary damages arising from your use of Friddy products, including but not limited to loss of funds, data, or profit. Friddy's total aggregate liability to you shall not exceed the amount of fees paid by you to Friddy in the twelve months preceding the event giving rise to the claim.

Indemnification

Indemnification

You agree to indemnify, defend, and hold harmless Friddy, Inc. and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising from your use of Friddy products, your violation of these terms, or your violation of any applicable law or the rights of any third party.

You agree to indemnify, defend, and hold harmless Friddy, Inc. and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising from your use of Friddy products, your violation of these terms, or your violation of any applicable law or the rights of any third party.

Governing law and dispute resolution

Governing law and dispute resolution

These terms are governed by the laws of the State of Delaware, United States, without regard to its conflict of law provisions. You irrevocably submit to the exclusive jurisdiction of the courts of the State of Delaware for any dispute arising out of or in connection with these terms. Any dispute not resolved through good-faith negotiation within 30 days may be referred to binding arbitration under the rules of the American Arbitration Association.

These terms are governed by the laws of the State of Delaware, United States, without regard to its conflict of law provisions. You irrevocably submit to the exclusive jurisdiction of the courts of the State of Delaware for any dispute arising out of or in connection with these terms. Any dispute not resolved through good-faith negotiation within 30 days may be referred to binding arbitration under the rules of the American Arbitration Association.

Amendments

Amendments

Friddy reserves the right to amend these terms at any time. Material changes will be communicated by email to registered users or by prominent notice on the Friddy platform. Continued use of Friddy products following notice of amendment constitutes acceptance of the revised terms.

Friddy reserves the right to amend these terms at any time. Material changes will be communicated by email to registered users or by prominent notice on the Friddy platform. Continued use of Friddy products following notice of amendment constitutes acceptance of the revised terms.

Contact

Contact

Legal enquiries: legal@friddy.com Friddy, Inc., 8 The Green, STE B, Dover, DE 19901, United States'

Legal enquiries: legal@friddy.com Friddy, Inc., 8 The Green, STE B, Dover, DE 19901, United States'

Contact the compliance team

Contact the compliance team

Regulatory enquiries, due diligence requests, and law enforcement requests are handled by the Friddy compliance team.

Regulatory enquiries, due diligence requests, and law enforcement requests are handled by the Friddy compliance team.

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Contact

© Friddy, Inc. 2026

Friddy Inc. has no relation to the payment methods like Paypal, Google Wallet, UPI, MPesa, Skrill, Amazon, MoneyGram, Western Union, Payoneer, WorldRemit, Perfect Money, WebMoney, Amazon, OkPay, Payza, Walmart, Reloadit, Google Wallet, BlueBird, Serve, Square Cash, NetSpend, Chase QuickPay, Skrill, Vanilla, MyVanilla, OneVanilla, Neteller, Venmo, Apple, ChimpChange or any other payment method. Their respective wordmarks and trademarks belong to them alone. We make no claims about being supported by or supporting these services.