Privacy policy

Privacy Policy

Privacy Policy

This policy governs the collection, use, storage, and protection of personal data by Friddy, Inc. across all Friddy products and services. Friddy, Inc. is the data controller for personal data collected through friddy.com and associated applications.

This policy governs the collection, use, storage, and protection of personal data by Friddy, Inc. across all Friddy products and services. Friddy, Inc. is the data controller for personal data collected through friddy.com and associated applications.

COMPANY

Friddy, Inc

REGISTERED ADDRESS

8 The Green, STE B, Dover, DE 19901, United States

REGULATION

FINTRAC MSB

LAST UPDATED

2025

GOVERNING LAW

State of Delaware, USA

Who we are

Who we are

Friddy, Inc. is a company incorporated under the laws of the State of Delaware, United States, with its registered address at 8 The Green, STE B, Dover, DE 19901. Friddy, Inc. operates the Friddy platform, including the Friddy Tokenization Launchpad, Friddy Wallet, FriddyPay, and associated services accessible through friddy.com and affiliated applications.

Friddy, Inc. is the data controller for personal data collected through these products and services.

Friddy, Inc. is a company incorporated under the laws of the State of Delaware, United States, with its registered address at 8 The Green, STE B, Dover, DE 19901. Friddy, Inc. operates the Friddy platform, including the Friddy Tokenization Launchpad, Friddy Wallet, FriddyPay, and associated services accessible through friddy.com and affiliated applications.

Friddy, Inc. is the data controller for personal data collected through these products and services.

Data we collect

Data we collect

Account information: Name, email address, and authentication credentials provided during account registration. If social login is used, we receive only the profile information that your social login provider makes available under the permissions you grant.

Identity verification data: Government-issued identification documents and associated personal information required for compliance with applicable anti-money laundering and know-your-customer regulations. This data is collected where required by law and processed in accordance with applicable regulatory requirements.

Transaction data: Records of transactions conducted through Friddy products, including payment amounts, timestamps, counterparty identifiers, and transaction status. This data is retained as required by applicable financial regulations.

Technical data: IP addresses, browser type and version, device identifiers, operating system information, and usage data collected automatically when you interact with Friddy products. This data is used for security monitoring, fraud prevention, and service improvement.

Communications data: Records of communications between you and the Friddy support or compliance team.

Account information: Name, email address, and authentication credentials provided during account registration. If social login is used, we receive only the profile information that your social login provider makes available under the permissions you grant.

Identity verification data: Government-issued identification documents and associated personal information required for compliance with applicable anti-money laundering and know-your-customer regulations. This data is collected where required by law and processed in accordance with applicable regulatory requirements.

Transaction data: Records of transactions conducted through Friddy products, including payment amounts, timestamps, counterparty identifiers, and transaction status. This data is retained as required by applicable financial regulations.

Technical data: IP addresses, browser type and version, device identifiers, operating system information, and usage data collected automatically when you interact with Friddy products. This data is used for security monitoring, fraud prevention, and service improvement.

Communications data: Records of communications between you and the Friddy support or compliance team.

How we use your data

How we use your data

Friddy uses personal data for the following purposes: providing and operating the Friddy platform and its products; verifying user identity and preventing fraud and money laundering in compliance with FINTRAC and applicable regulations; processing transactions and maintaining accurate financial records; communicating with users regarding their accounts, transactions, and platform updates; improving the Friddy platform through analysis of aggregated and anonymized usage data; and complying with legal obligations including regulatory reporting requirements.

Friddy uses personal data for the following purposes: providing and operating the Friddy platform and its products; verifying user identity and preventing fraud and money laundering in compliance with FINTRAC and applicable regulations; processing transactions and maintaining accurate financial records; communicating with users regarding their accounts, transactions, and platform updates; improving the Friddy platform through analysis of aggregated and anonymized usage data; and complying with legal obligations including regulatory reporting requirements.

Legal basis for processing

Legal basis for processing

Friddy processes personal data on the following legal bases: performance of a contract, where processing is necessary to provide the services you have requested; legal obligation, where processing is required by applicable financial regulation including FINTRAC compliance obligations; legitimate interests, where processing serves Friddy's legitimate business interests including fraud prevention and platform security; and consent, where you have explicitly provided consent for a specific processing activity.

Friddy processes personal data on the following legal bases: performance of a contract, where processing is necessary to provide the services you have requested; legal obligation, where processing is required by applicable financial regulation including FINTRAC compliance obligations; legitimate interests, where processing serves Friddy's legitimate business interests including fraud prevention and platform security; and consent, where you have explicitly provided consent for a specific processing activity.

Data retention

Data retention

Friddy retains personal data for the period necessary to fulfil the purposes for which it was collected, including compliance with legal and regulatory obligations. Transaction records and identity verification data are retained for the minimum period required by applicable financial regulations, which may be up to seven years from the date of the relevant transaction or relationship. Account data is retained for the duration of the user relationship and a reasonable period thereafter for the purpose of resolving disputes and complying with legal obligations.

Friddy retains personal data for the period necessary to fulfil the purposes for which it was collected, including compliance with legal and regulatory obligations. Transaction records and identity verification data are retained for the minimum period required by applicable financial regulations, which may be up to seven years from the date of the relevant transaction or relationship. Account data is retained for the duration of the user relationship and a reasonable period thereafter for the purpose of resolving disputes and complying with legal obligations.

Data sharing

Data sharing

Friddy does not sell personal data to third parties. Personal data may be shared with: regulated payment processors and financial institutions involved in transaction processing; identity verification service providers engaged for KYC and AML compliance; cloud infrastructure providers hosting the Friddy platform, under appropriate data processing agreements; regulatory authorities and law enforcement agencies where required by applicable law; and professional advisors including legal counsel and auditors, under obligations of confidentiality.

Friddy does not sell personal data to third parties. Personal data may be shared with: regulated payment processors and financial institutions involved in transaction processing; identity verification service providers engaged for KYC and AML compliance; cloud infrastructure providers hosting the Friddy platform, under appropriate data processing agreements; regulatory authorities and law enforcement agencies where required by applicable law; and professional advisors including legal counsel and auditors, under obligations of confidentiality.

International transfers

International transfers

Friddy, Inc. is incorporated in the United States and operates services globally. Personal data may be transferred to and processed in countries other than the country in which you reside. Where such transfers occur, Friddy applies appropriate safeguards to ensure that personal data receives an equivalent level of protection.

Friddy, Inc. is incorporated in the United States and operates services globally. Personal data may be transferred to and processed in countries other than the country in which you reside. Where such transfers occur, Friddy applies appropriate safeguards to ensure that personal data receives an equivalent level of protection.

Your rights

Your rights

Depending on your jurisdiction, you may have rights to: access the personal data Friddy holds about you; request correction of inaccurate personal data; request deletion of your personal data where there is no legal obligation to retain it; object to or restrict certain processing activities; and request data portability where applicable. To exercise any of these rights, contact Friddy at privacy@friddy.com. Friddy will respond within the timeframe required by applicable law.

Depending on your jurisdiction, you may have rights to: access the personal data Friddy holds about you; request correction of inaccurate personal data; request deletion of your personal data where there is no legal obligation to retain it; object to or restrict certain processing activities; and request data portability where applicable. To exercise any of these rights, contact Friddy at privacy@friddy.com. Friddy will respond within the timeframe required by applicable law.

Security

Security

Friddy applies technical and organizational measures appropriate to the sensitivity of the personal data it processes, including encryption of data in transit and at rest, access controls limiting data access to authorized personnel, regular security assessments, and incident response procedures. No data transmission over the internet can be guaranteed to be completely secure. Users are responsible for maintaining the security of their own account credentials.

Friddy applies technical and organizational measures appropriate to the sensitivity of the personal data it processes, including encryption of data in transit and at rest, access controls limiting data access to authorized personnel, regular security assessments, and incident response procedures. No data transmission over the internet can be guaranteed to be completely secure. Users are responsible for maintaining the security of their own account credentials.

Contact

Contact

For questions regarding this policy or Friddy's data practices, contact: privacy@friddy.com

Friddy, Inc., 8 The Green, STE B, Dover, DE 19901, United States

For questions regarding this policy or Friddy's data practices, contact: privacy@friddy.com

Friddy, Inc., 8 The Green, STE B, Dover, DE 19901, United States

Contact the compliance team

Contact the compliance team

Regulatory enquiries, due diligence requests, and law enforcement requests are handled by the Friddy compliance team.

Regulatory enquiries, due diligence requests, and law enforcement requests are handled by the Friddy compliance team.

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© Friddy, Inc. 2026

Friddy Inc. has no relation to the payment methods like Paypal, Google Wallet, UPI, MPesa, Skrill, Amazon, MoneyGram, Western Union, Payoneer, WorldRemit, Perfect Money, WebMoney, Amazon, OkPay, Payza, Walmart, Reloadit, Google Wallet, BlueBird, Serve, Square Cash, NetSpend, Chase QuickPay, Skrill, Vanilla, MyVanilla, OneVanilla, Neteller, Venmo, Apple, ChimpChange or any other payment method. Their respective wordmarks and trademarks belong to them alone. We make no claims about being supported by or supporting these services.